:root{--em:#0b4fb3;--em2:#1565d8;--em3:#1677e8;--dk:#0a2a6b;--dk2:#0d3a8f;--gd:#f2b51d;--gd2:#ffd866;--bg:#eaf5ff;--card:#fff;--tx:#0b2246;--mu:#4d6385;--ln:#cfe2f7;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body.w358{margin:0;background:linear-gradient(180deg,#eaf5ff 0,#f5faff 600px) fixed,var(--bg);color:var(--tx);font:16.5px/1.75 "Be Vietnam Pro",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--em3)}a:hover{color:var(--em)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1200px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;z-index:100;background:#fff;padding:8px 12px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
/* buttons */
.w-btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;min-height:42px;padding:9px 20px;border-radius:999px;font-weight:800;font-size:15px;text-decoration:none;white-space:nowrap;transition:transform .15s,filter .15s}
.w-btn:hover{transform:translateY(-1px);filter:brightness(1.05)}
.btn-gold{color:#3a2600!important;background:linear-gradient(180deg,#ffe58a,#f2b51d 55%,#d4900f);box-shadow:0 6px 16px rgba(242,181,29,.35),inset 0 1px 0 #fff3c9}
.btn-ghost{color:#fff!important;border:1.5px solid rgba(255,216,102,.8);background:rgba(255,255,255,.04)}
.hd .btn-ghost{color:var(--em)!important;border-color:var(--em3);background:#fff}
.btn-ghost.dark{color:var(--em)!important;border-color:var(--em3);background:transparent}
/* header */
.hd{position:sticky;top:0;z-index:50;background:linear-gradient(115deg,#ffffff 0,#e3f2ff 45%,#bfe0ff 100%);box-shadow:0 4px 18px rgba(10,42,107,.18)}
.hd-top .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:74px}
.logo img{height:46px;width:auto;filter:drop-shadow(0 2px 3px rgba(10,42,107,.25))}
.hd-acts{display:flex;align-items:center;gap:10px}
.nav{background:linear-gradient(90deg,#0b4fb3,#1677e8 55%,#0b4fb3);border-top:2px solid var(--gd)}
.nav .menu{list-style:none;display:flex;flex-wrap:wrap;gap:2px;margin:0;padding:0}
.nav .menu>li{position:relative}
.nav .menu a{display:block;padding:12px 14px;color:#fff;text-decoration:none;font-weight:700;font-size:14.5px;text-transform:uppercase;letter-spacing:.02em}
.nav .menu>li>a:hover,.nav .menu>li.current-menu-item>a,.nav .menu>li.current-menu-ancestor>a{color:var(--gd2);box-shadow:inset 0 -3px 0 var(--gd)}
.nav .sub-menu{display:none;position:absolute;left:0;top:100%;min-width:230px;list-style:none;margin:0;padding:8px;background:#fff;border-radius:0 0 12px 12px;box-shadow:0 14px 30px rgba(0,0,0,.18)}
.nav .sub-menu a{color:var(--tx);text-transform:none;font-weight:600;padding:9px 12px;border-radius:8px}.nav .sub-menu a:hover{background:#eaf3ff;color:var(--em)}
.nav li:hover>.sub-menu,.nav li:focus-within>.sub-menu{display:block}
.nav .menu-item-has-children>a:after{content:" ▾";font-size:11px}
.nav-tg{display:none;width:44px;height:44px;border:1px solid var(--em3);background:transparent;border-radius:10px;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav-tg span{display:block;width:20px;height:2px;background:var(--em)}
.ticker{background:#fff8e1;border-bottom:1px solid #f5dd9c;font-size:14px;color:#6b4f12}
.ticker .wrap{display:flex;align-items:center;gap:12px;min-height:38px;overflow:hidden}
.tk-l{flex:none;font-weight:800;color:#fff;background:var(--gd);padding:2px 10px;border-radius:6px;font-size:12.5px;text-transform:uppercase}
.tk-m{overflow:hidden;white-space:nowrap;flex:1;mask-image:linear-gradient(90deg,transparent,#000 3%,#000 97%,transparent)}
.tk-m span{display:inline-block;padding-left:100%;animation:tk 32s linear infinite}
@keyframes tk{to{transform:translateX(-100%)}}
/* hero slider */
.hero{padding:18px 0 0}
.hero-g{display:grid;grid-template-columns:1.6fr .5625fr;gap:14px}
.hero-g a{display:block;border-radius:20px;overflow:hidden;box-shadow:0 16px 36px rgba(10,42,107,.25);border:2px solid rgba(255,216,102,.7);background:#cfe6ff}
.hero-g img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.hero-g a:hover img{transform:scale(1.02)}
.hero-main img{aspect-ratio:1280/800}.hero-side img{aspect-ratio:720/1280}
.sl{position:relative;border-radius:20px;overflow:hidden;background:var(--dk);aspect-ratio:1600/600;box-shadow:0 18px 40px rgba(10,42,107,.25)}
.sl-it{position:absolute;inset:0;opacity:0;transition:opacity .6s}.sl-it.is-on{opacity:1;z-index:1}
.sl-it img{width:100%;height:100%;object-fit:cover;object-position:right center}
.sl-it:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,28,78,.97) 0,rgba(6,28,78,.9) 38%,rgba(6,28,78,.35) 56%,rgba(6,28,78,0) 70%)}
.sl-tx{position:absolute;z-index:2;left:5%;top:50%;transform:translateY(-50%);max-width:44%;color:#fff}
.sl-k{margin:0;color:var(--gd2);font-weight:800;letter-spacing:.2em;font-size:14px}
.sl-h{margin:.2em 0;font-weight:800;font-size:clamp(28px,3.6vw,50px);line-height:1.15;background:linear-gradient(180deg,#fff,#d7e9ff);-webkit-background-clip:text;background-clip:text;color:transparent}
.sl-s{margin:0 0 18px;font-size:clamp(15px,1.4vw,19px);color:#dceaff}
.sl-dots{position:absolute;z-index:3;left:5%;bottom:18px;display:flex;gap:8px}
.sl-dots button{width:28px;height:6px;border-radius:6px;border:0;background:rgba(255,255,255,.4);cursor:pointer;padding:0}.sl-dots button[aria-selected=true]{background:var(--gd2);width:44px}
/* tiles */
.tiles{padding:22px 0 6px}.tiles ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:14px}
.tiles a{display:block;position:relative;border-radius:18px;overflow:hidden;text-decoration:none;background:var(--dk);box-shadow:0 8px 20px rgba(10,42,107,.18);border:1px solid rgba(242,181,29,.4)}
.tiles img{width:100%;aspect-ratio:1;object-fit:cover;transition:transform .3s}.tiles a:hover img{transform:scale(1.06)}
.tiles span{position:absolute;left:0;right:0;bottom:0;padding:22px 8px 10px;text-align:center;color:#fff;font-weight:800;font-size:16px;text-transform:uppercase;background:linear-gradient(0deg,rgba(6,28,78,.95),transparent)}
/* home content box */
.hbox{padding:22px 0}
.hbox-in{position:relative;background:#fff;border-radius:20px;padding:clamp(20px,3vw,40px);border:1px solid var(--ln)}
.scrollbox{position:relative;max-height:640px;overflow-y:auto;overscroll-behavior:contain;padding:6px 18px 10px 4px;scrollbar-width:thin;scrollbar-color:var(--em3) #dcebfb;border-top:1px solid var(--ln);border-bottom:1px solid var(--ln)}
.scrollbox:focus-visible{outline:3px solid var(--gd);outline-offset:4px}
.scrollbox::-webkit-scrollbar{width:10px}.scrollbox::-webkit-scrollbar-track{background:#dcebfb;border-radius:10px}.scrollbox::-webkit-scrollbar-thumb{background:linear-gradient(180deg,var(--em3),var(--em));border-radius:10px;border:2px solid #dcebfb}
.scrollbox .prose h2{scroll-margin-top:10px}
.sb-bar{height:4px;background:#dcebfb;border-radius:4px;margin-top:10px;overflow:hidden}.sb-bar i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--gd),var(--em3))}
.sb-hint{margin:6px 0 0;font-size:13px;color:var(--mu);text-align:center}
.hbox h1,.art-h h1,.cat-h h1{margin:0 0 14px;color:var(--em);font-weight:800;font-size:clamp(26px,3vw,38px);line-height:1.25}
/* prose */
.prose{overflow-wrap:break-word}
.prose h2{margin:34px 0 12px;font-size:clamp(22px,2.3vw,28px);line-height:1.3;color:var(--em);font-weight:800;scroll-margin-top:130px;padding-left:14px;border-left:5px solid var(--gd)}
.prose h3{margin:22px 0 8px;font-size:19.5px;line-height:1.4;color:#0a2f6e}
.prose p{margin:0 0 14px}.prose strong{color:#0a2f6e}
.prose ul,.prose ol{padding-left:22px;margin:0 0 16px}.prose li{margin:6px 0}.prose li::marker{color:var(--gd);font-weight:800}
.prose table{width:100%;border-collapse:collapse;margin:18px 0 22px;font-size:15px;display:block;overflow-x:auto;border-radius:12px;border:1px solid var(--ln)}
.prose thead th{background:var(--em);color:#fff;text-align:left;padding:11px 14px;font-weight:700}
.prose td{padding:10px 14px;border-top:1px solid var(--ln);vertical-align:top}.prose tbody tr:nth-child(even){background:#f3f8ff}
.prose figure{margin:22px 0}.prose figure img{border-radius:var(--r);width:100%}
.prose figcaption{text-align:center;color:var(--mu);font-size:14px;margin-top:8px}
.prose blockquote{margin:18px 0;padding:14px 18px;border-left:4px solid var(--gd);background:#fff9e8;border-radius:0 10px 10px 0}
.cta-band{display:flex;align-items:center;justify-content:space-between;gap:16px;margin:26px 0;padding:18px 22px;border-radius:16px;color:#fff;background:linear-gradient(115deg,var(--dk) 0,var(--em) 70%,#1a7ae6);border:1px solid rgba(255,216,102,.45)}
.cta-band b{display:block;font-size:18.5px;color:var(--gd2)}.cta-band span{font-size:14.5px;color:#dceaff}
.cta-acts{display:flex;gap:10px;flex-wrap:wrap}
/* toc */
.toc{margin:0 0 22px;padding:14px 18px;background:#eef6ff;border:1px solid var(--ln);border-radius:14px}
.toc p,.toc summary{margin:0;font-weight:800;color:var(--em);cursor:pointer}
.toc ol{margin:8px 0 0;padding-left:22px;columns:2;column-gap:30px;font-size:15px}.toc li{break-inside:avoid;margin:0;padding:3px 0}.toc a{text-decoration:none;color:var(--tx)}.toc a:hover{color:var(--em3)}
/* faq */
.faq{margin:30px 0 10px}.faq h2{font-size:clamp(22px,2.3vw,28px);color:var(--em);margin:0 0 12px}
.faq details{border:1px solid var(--ln);border-radius:12px;margin:0 0 10px;background:#fff}
.faq summary{cursor:pointer;padding:14px 46px 14px 16px;font-weight:700;position:relative;list-style:none}.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:16px;top:10px;font-size:22px;color:var(--gd)}.faq details[open] summary:after{content:"–"}
.faq details>div{padding:0 16px 6px;color:#2e4466}
/* inner */
.inner{padding:16px 0 30px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px;margin:4px 0 14px;padding:0;font-size:14px;color:var(--mu)}
.crumbs li+li:before{content:"›";margin:0 8px;color:var(--gd)}.crumbs a{color:var(--mu);text-decoration:none}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:26px;align-items:start}
.art{background:#fff;border:1px solid var(--ln);border-radius:20px;padding:clamp(18px,3vw,36px)}
.meta{margin:0 0 16px;color:var(--mu);font-size:14px}.meta .by{font-weight:800;color:var(--em)}
.feat{margin:0 0 22px}.feat img{border-radius:16px;width:100%;aspect-ratio:2/1;object-fit:cover}
.side{position:sticky;top:130px;display:grid;gap:16px}
.sb-cta{padding:20px;border-radius:18px;color:#fff;background:radial-gradient(120% 90% at 100% 0,#1e88ff,var(--dk));border:1px solid rgba(255,216,102,.5)}
.sb-cta p{margin:0 0 10px}.sb-k{color:var(--gd2);font-weight:800;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase}.sb-h{font-size:22px;font-weight:800}
.sb-cta .w-btn{width:100%;margin-top:8px}.sb-cta .btn-ghost.dark{color:#fff!important;border-color:rgba(255,216,102,.8)}
.sb-ban{display:block;border-radius:18px;overflow:hidden;border:2px solid rgba(255,216,102,.7);box-shadow:0 10px 24px rgba(10,42,107,.2)}.sb-ban img{width:100%;aspect-ratio:9/16;object-fit:cover}
.sb-box{background:#fff;border:1px solid var(--ln);border-radius:16px;padding:16px 18px}
.sb-t{margin:0 0 8px;font-weight:800;color:var(--em)}
.sb-menu,.sb-list{list-style:none;margin:0;padding:0}.sb-menu a,.sb-list a{display:block;padding:7px 0;border-top:1px dashed var(--ln);text-decoration:none;color:var(--tx);font-size:15px}
.sb-menu li:first-child a,.sb-list li:first-child a{border-top:0}.sb-menu a:hover,.sb-list a:hover{color:var(--em3)}
/* cards */
.sec-h{display:flex;align-items:end;justify-content:space-between;gap:12px;margin:0 0 14px}.sec-h h2{margin:0;color:var(--em);font-size:clamp(22px,2.4vw,30px)}
.sec-h a{font-weight:700;text-decoration:none}
.latest{padding:10px 0 30px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--ln);border-radius:16px;overflow:hidden;display:flex;flex-direction:column}
.card a{text-decoration:none;color:inherit}.card img{width:100%;aspect-ratio:2/1;object-fit:cover}
.card h3{margin:12px 16px 6px;font-size:17.5px;line-height:1.4;color:var(--em)}.card a:hover h3{color:var(--em3)}
.card p{margin:0 16px 8px;color:var(--mu);font-size:14.5px;line-height:1.6}.card time{margin:auto 16px 14px;font-size:13px;color:#4f6383}
.rel{margin-top:30px}.rel h2{color:var(--em);font-size:24px}
.cat-desc{margin-top:28px;background:#fff;border:1px solid var(--ln);border-radius:20px;padding:clamp(18px,3vw,36px)}
.cat-feat img{aspect-ratio:2/1}
.nav-links{display:flex;gap:6px;justify-content:center;margin:20px 0}.nav-links .page-numbers{padding:8px 14px;border-radius:10px;background:#fff;border:1px solid var(--ln);text-decoration:none}.nav-links .current{background:var(--em);color:#fff}
.nf{text-align:center;padding:40px 18px}.nf .cards{text-align:left;margin-top:30px}
/* partners + footer */
.partners{background:#fff;border-top:1px solid var(--ln);padding:18px 0}
.pt-k{margin:0 0 10px;text-align:center;font-weight:800;color:var(--em);text-transform:uppercase;letter-spacing:.08em;font-size:14px}
.partners ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.partners li{padding:7px 16px;border-radius:999px;border:1px solid var(--ln);background:#f3f8ff;font-weight:700;font-size:14px;color:#1d3c6e}
.ft{background:linear-gradient(180deg,#0d3a8f,#0a2a6b);color:#c9dcf5;padding:36px 0 0}
.ft-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:28px}
.ft h3{margin:0 0 12px;color:var(--gd2);font-size:17px}
.ft p{font-size:14.5px;line-height:1.7;margin:12px 0}.ft a{color:#eef5ff;text-decoration:none}.ft a:hover{color:var(--gd2)}
.ft-menu{list-style:none;margin:0;padding:0}.ft-menu a{display:block;padding:5px 0;font-size:14.5px}
.ft-nap{list-style:none;margin:6px 0 12px;padding:0;font-size:14.5px}.ft-nap li{display:flex;gap:8px;padding:3px 0}
.socials{display:flex;flex-wrap:wrap;gap:10px;margin:8px 0 14px}.soc{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.1);border:1px solid rgba(255,216,102,.55);color:#fff!important}.soc:hover{background:var(--gd);color:#0a2a6b!important}
.ft-18 span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;border:2px solid var(--gd);color:var(--gd2);font-weight:800;margin-right:8px}
.ft-bot{margin-top:28px;border-top:1px solid rgba(255,255,255,.1);padding:14px 0;font-size:13.5px;color:#9fb6d9;text-align:center}
.mbar{display:none}
/* responsive */
@media (max-width:1024px){.sb-ban{display:none}.layout{grid-template-columns:1fr}.side{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}.sb-cta{grid-column:1/-1}.tiles ul{grid-template-columns:repeat(3,minmax(0,1fr))}.ft-grid{grid-template-columns:1fr 1fr}}
@media (max-width:860px){
  .hero-g{grid-template-columns:1fr}.hero-g .hero-side{display:none}.hero-main img{aspect-ratio:1280/800}
  .nav-tg{display:flex}.nav{display:none;max-height:calc(100vh - 70px);overflow:auto}.nav.is-open{display:block}
  .nav .menu{flex-direction:column;padding:6px 0}.nav .menu a{padding:12px 6px;border-bottom:1px solid rgba(255,255,255,.08)}
  .nav .sub-menu{display:block;position:static;box-shadow:none;background:transparent;padding:0 0 6px 14px}.nav .sub-menu a{color:#dceaff;font-size:14.5px;border:0;padding:8px 6px}
  .hd-acts .w-btn{min-height:38px;padding:7px 14px;font-size:14px}
  .sl{aspect-ratio:3/4;border-radius:16px}.sl-it img{object-position:center top}
  .sl-it:after{background:linear-gradient(0deg,rgba(6,28,78,.95) 0,rgba(6,28,78,.75) 35%,rgba(6,28,78,0) 65%)}
  .sl-tx{top:auto;bottom:46px;transform:none;left:18px;right:18px;max-width:none}
  .sl-dots{left:18px;bottom:16px}
  .cards{grid-template-columns:repeat(2,minmax(0,1fr))}.toc ol{columns:1}
  .cta-band{flex-direction:column;align-items:flex-start}
  .mbar{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--dk);border-top:1px solid rgba(255,216,102,.5)}
  .mbar a{display:flex;flex-direction:column;align-items:center;gap:1px;padding:7px 2px 8px;color:#eef5ff;text-decoration:none;font-size:11.5px;font-weight:700}
  .mbar i{font-style:normal;font-size:18px;line-height:1.2}.mbar .mid{color:#3a2600;background:linear-gradient(180deg,#ffe58a,#f2b51d)}
  body.w358{padding-bottom:62px}
}
@media (max-width:560px){
  .wrap{padding:0 14px}.logo img{height:34px}.hd-acts{gap:6px}.hd-acts .btn-ghost{display:none}
  .tiles ul{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.tiles span{font-size:13px;padding:16px 4px 8px}
  .cards,.side{grid-template-columns:1fr}.ft-grid{grid-template-columns:1fr}
  .scrollbox{max-height:520px;padding-right:10px}.prose table{font-size:14px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}

/* partner logos 1.3.0 */
.logos{background:#0a2a6b;color:#fff;padding:28px 0 26px;border-top:3px solid var(--gd)}
.lg-blk+.lg-blk{margin-top:22px}.lg-h{margin:0 0 12px;font-size:19px;color:#ffd866;text-align:center}
.lg-sub{margin:-4px auto 12px;max-width:760px;text-align:center;font-size:14px;color:#cfe0ff}.lg-sub a{color:#ffd866}
.lg-prov,.lg-bank{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(8,minmax(0,1fr));gap:10px}
.lg-prov li{display:grid;place-items:center;height:64px;padding:8px;border-radius:12px;background:linear-gradient(180deg,#123b8f,#0b2d73);border:1px solid rgba(255,216,102,.35)}
.lg-bank li{display:grid;place-items:center;height:58px;padding:8px 10px;border-radius:12px;background:#fff;border:1px solid #d9e6fb}
.lg-prov img,.lg-bank img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain}
.lg-soc .socials-lg{justify-content:center}.socials-lg .soc{width:46px;height:46px}
@media(max-width:900px){.lg-prov,.lg-bank{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:480px){.lg-prov,.lg-bank{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.lg-prov li{height:54px}.lg-bank li{height:50px}}
.lg-prov li,.lg-bank li{min-width:0;overflow:hidden;box-sizing:border-box}
.lg-prov img{max-width:92%;max-height:44px}.lg-bank img{max-width:92%;max-height:38px}
@media(max-width:480px){.lg-prov img{max-height:34px}.lg-bank img{max-height:30px}}

@media (max-width:640px){.hero-main img{aspect-ratio:720/1080}}
.prose a{color:#0b4fb3;text-decoration:underline;text-underline-offset:2px}.prose a:hover{color:#0a2a6b}